Accompt End User License Agreement

Effective date: August 5, 2026
Software: Accompt (desktop application)
Publisher: SpiderHouse Development (“SpiderHouse,” “we,” “us,” or “our”)

PLEASE READ THIS AGREEMENT CAREFULLY. This End User License Agreement (the “Agreement”) is a binding legal contract between you (“you,” “your,” or “Licensee”) and SpiderHouse Development governing your use of the Accompt software application, including its installers, updates, and accompanying documentation (collectively, the “Software”).

By purchasing a license key, entering a license key into the Software, installing the Software, or otherwise using the Software, you agree to be bound by this Agreement. If you do not agree, do not install or use the Software, and you may request a refund as described in Section 9.

1. Definitions

  • “License Key” means the unique alphanumeric code issued to you upon purchase, which is used to activate the Software.
  • “Device” means a single physical computer running a supported operating system, identified by the Software using a randomly generated device identifier.
  • “Activation” means the process by which the Software contacts our licensing service to validate your License Key and bind it to a Device.
  • “Activation Token” means the time-limited credential issued by our licensing service and stored on your Device after a successful Activation.
  • “Your Data” means the financial and personal information you enter into the Software, including income, expenses, savings, debt, goals, categories, accounts, and household member records.
  • “Major Version” means a release identified by a change in the first number of the version string (for example, 1.x to 2.0).

2. Grant of License

Subject to your compliance with this Agreement and your payment of all applicable fees, SpiderHouse grants you a perpetual, non-exclusive, non-transferable, non-sublicensable, revocable license to install and use one (1) copy of the Software on one (1) Device at a time, for your own personal or internal business purposes.

This license is a license to use the Software. It is not a sale of the Software. All rights not expressly granted to you are reserved by SpiderHouse.

Household use. The Software supports multiple household member profiles within a single installation. You may record and manage financial information for members of your household within your single licensed installation. This does not entitle additional persons to install the Software on their own Devices under your License Key.

3. Activation and Device Binding

The Software requires Activation before it can be used. During Activation, the Software transmits your License Key, a randomly generated device identifier, the Software version, and your operating system platform (Windows or macOS) to our licensing service.

You acknowledge and agree that:

  • Each License Key may be activated on one (1) Device at a time. Attempting to activate on an additional Device will be refused until the existing Device is deactivated.
  • The Software stores the Activation Token on your Device using your operating system’s secure credential store (Windows Credential Manager or macOS Keychain), or in a protected file in the application data directory if the secure store is unavailable.
  • The Software will periodically contact our licensing service while it is running in order to renew the Activation Token. An internet connection is required for Activation and for these periodic renewals. Between renewals, the Software operates offline.
  • If the Activation Token expires and cannot be renewed, the Software will require you to activate again before further use.
  • You may move your license to a different Device by using the Deactivate this device function in the Software’s Settings, then activating on the new Device with the same License Key. Deactivation does not delete Your Data from the original Device.

You are responsible for keeping your License Key confidential. You may not publish, share, resell, or otherwise distribute your License Key. SpiderHouse reserves the right to revoke a License Key that has been shared, published, or used in violation of this Agreement.

4. Restrictions

You may not, and may not permit any third party to:

  • copy, reproduce, or distribute the Software except as necessary to install it on your licensed Device or to make a single backup copy of the installer;
  • rent, lease, lend, sell, sublicense, assign, or otherwise transfer the Software or your License Key;
  • reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of the Software, except and only to the extent that applicable law expressly permits such activity notwithstanding this limitation;
  • modify, adapt, translate, or create derivative works based on the Software;
  • circumvent, disable, or interfere with the Activation, licensing, update-check, or security features of the Software, or use any tool intended to do so;
  • remove, obscure, or alter any copyright, trademark, or other proprietary notice contained in the Software;
  • use the Software to develop a competing product, or for the purpose of benchmarking or comparison published without our prior written consent;
  • use the Software in any manner that violates applicable law.

5. Ownership and Intellectual Property

The Software is licensed, not sold. SpiderHouse and its licensors retain all right, title, and interest in and to the Software, including all copyrights, trademarks, trade secrets, patents, and other intellectual property rights therein. “Accompt” and “SpiderHouse Development” are trademarks of SpiderHouse Development.

Your Data belongs to you. SpiderHouse claims no ownership of Your Data. See Section 10.

6. Third-Party and Open Source Components

The Software incorporates third-party components, including open source software, which are licensed under their own terms. Those terms govern your use of those components and, in the event of a conflict with this Agreement, control with respect to those components only. Nothing in this Agreement limits any right you have under an applicable open source license. A list of included third-party components and their licenses is available on request from info@spiderhouse.dev.

7. Updates

The Software includes an update-notification feature that periodically checks our servers for new releases. This check transmits your device identifier, current Software version, platform, and Activation Token. The Software does not install updates automatically; you choose whether to download and install an update.

Updates within the Major Version you purchased (for example, 1.0 through 1.9) are provided at no additional charge, subject to availability. SpiderHouse is under no obligation to produce any particular update, feature, or fix. A future Major Version may be offered as a separate paid product, and this Agreement does not entitle you to it.

Updates you install are governed by this Agreement unless a different agreement is presented with that update.

8. Support

Support is provided by email at info@spiderhouse.dev on a commercially reasonable efforts basis during normal business hours. SpiderHouse does not guarantee any specific response time or that any particular issue will be resolved. Support does not include reconstruction of lost data, training, accounting services, or financial consultation.

9. Fees and Refunds

The license fee is a one-time payment due at purchase. All fees are stated in United States dollars and are exclusive of any applicable taxes, which are your responsibility.

30-day refund. If the Software does not meet your needs, you may request a full refund within thirty (30) days of your original purchase date by emailing info@spiderhouse.dev with your order details. Upon issuing a refund we will revoke the associated License Key, and you must deactivate and uninstall the Software from all Devices. Refunds may be denied where a License Key has been shared, published, or used in violation of this Agreement.

Nothing in this section limits any non-waivable statutory refund or cancellation rights you may have under the consumer protection laws of your jurisdiction.

10. Your Data, Privacy, and Backups

Your financial data stays on your Device. The Software stores Your Data in a local database file within your user account’s application data directory. Your Data is not uploaded to SpiderHouse, is not synchronized to any cloud service by the Software, and is not shared with any third party by the Software.

The Software does not connect to your bank, card issuer, or any financial institution, and does not import transactions from them. All entries are made by you.

The only information the Software transmits to SpiderHouse is that required for licensing and update checks: your License Key (at Activation), a randomly generated device identifier, the Software version, your operating system platform, and your Activation Token. This identifier is generated by the Software and is not derived from your hardware serial numbers or personal information.

Backups are your responsibility. The Software may create automatic copies of its database in a backup folder as a convenience only. These copies are stored on the same Device and provide no protection against drive failure, loss, theft, ransomware, or accidental deletion of your user profile. You are solely responsible for maintaining your own backups of Your Data. SpiderHouse cannot recover Your Data and is not liable for its loss or corruption.

The Software includes destructive functions, including deletion of accounts, transactions, and archived records, and a factory reset that erases the local database. These actions are permanent and cannot be undone by SpiderHouse.

11. No Financial, Tax, Investment, or Legal Advice

The Software is a personal budgeting and record-keeping tool. Its calculations, projections, charts, insights, goal timelines, amortization figures, and other outputs are provided for informational purposes only and are generated from the information you enter.

SpiderHouse is not a bank, broker-dealer, investment adviser, tax preparer, accountant, credit counselor, or law firm. Nothing produced by the Software constitutes financial, investment, tax, accounting, credit, or legal advice, and nothing in the Software should be relied upon as such. You should consult a qualified professional before making any financial decision.

You are responsible for verifying the accuracy of any figure produced by the Software before relying on it. SpiderHouse does not warrant that any calculation, projection, or estimate is accurate, complete, or suitable for your circumstances, and disclaims all liability for decisions made in reliance on the Software.

12. Term and Termination

This Agreement takes effect when you first install or activate the Software and continues perpetually unless terminated.

You may terminate this Agreement at any time by deactivating your license, uninstalling the Software, and destroying all copies in your possession.

SpiderHouse may terminate this Agreement and revoke your License Key immediately upon written notice if you materially breach this Agreement, including any breach of Sections 3 or 4. Upon termination, your rights under this Agreement end, the Software may cease to function, and you must uninstall it and destroy all copies. Termination does not entitle you to a refund except as provided in Section 9.

Sections 4, 5, 10, 11, 13, 14, 15, 16, and 17 survive termination.

13. Disclaimer of Warranties

THE SOFTWARE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SPIDERHOUSE AND ITS LICENSORS DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, QUIET ENJOYMENT, AND NON-INFRINGEMENT.

SPIDERHOUSE DOES NOT WARRANT THAT THE SOFTWARE WILL MEET YOUR REQUIREMENTS, THAT ITS OPERATION WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, THAT THE LICENSING OR UPDATE SERVICES WILL BE AVAILABLE AT ANY PARTICULAR TIME, OR THAT ANY CALCULATION OR OUTPUT WILL BE ACCURATE OR COMPLETE.

Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you. In that case, any implied warranty is limited in duration to the minimum period permitted by law.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL SPIDERHOUSE OR ITS LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, SAVINGS, GOODWILL, BUSINESS OPPORTUNITY, OR DATA, ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE SOFTWARE, REGARDLESS OF THE THEORY OF LIABILITY AND EVEN IF SPIDERHOUSE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SPIDERHOUSE’S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE SOFTWARE SHALL NOT EXCEED THE AMOUNT YOU ACTUALLY PAID FOR THE LICENSE GIVING RISE TO THE CLAIM.

These limitations apply even if a remedy fails of its essential purpose. Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so some of the above may not apply to you. Nothing in this Agreement excludes or limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under applicable law.

15. Indemnification

You agree to indemnify, defend, and hold harmless SpiderHouse Development and its owners, officers, employees, and agents from and against any claims, damages, liabilities, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Software in violation of this Agreement or applicable law.

16. Export Compliance and Government Use

You represent that you are not located in, and are not a national or resident of, any country subject to a United States government embargo or designated as a “terrorist supporting” country, and that you are not listed on any United States government list of prohibited or restricted parties. You agree to comply with all applicable export and re-export control laws.

If the Software is licensed to or on behalf of a unit or agency of the United States Government, it is “commercial computer software” and “commercial computer software documentation,” and rights are limited to those set forth in this Agreement, consistent with FAR 12.212 and DFARS 227.7202.

17. Governing Law and Disputes

This Agreement is governed by the laws of the State of California, United States, without regard to its conflict of laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

You and SpiderHouse agree that the state and federal courts located in California shall have exclusive jurisdiction over any dispute arising out of or relating to this Agreement, and each party consents to personal jurisdiction and venue in those courts. If you are a consumer, this does not deprive you of the protection of the mandatory consumer laws or courts of your country of residence.

18. General

Entire agreement. This Agreement is the entire agreement between you and SpiderHouse regarding the Software and supersedes all prior or contemporaneous understandings on that subject.

Changes. SpiderHouse may modify this Agreement for future releases and for future purchases. The version of this Agreement in effect at the time of your purchase governs your licensed copy. Continued use of a new release after an updated agreement is presented constitutes acceptance of that agreement for that release.

Severability. If any provision of this Agreement is held unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions remain in full force.

No waiver. A failure to enforce any provision is not a waiver of the right to enforce it later.

Assignment. You may not assign or transfer this Agreement or your License Key, by operation of law or otherwise, without our prior written consent. SpiderHouse may assign this Agreement in connection with a merger, acquisition, or sale of assets.

Relationship. Nothing in this Agreement creates a partnership, joint venture, employment, or agency relationship between the parties.

19. Contact

Questions about this Agreement, license transfers, refunds, or support:

SpiderHouse Development
Email: info@spiderhouse.dev
Web: https://spiderhouse.dev

© 2026 SpiderHouse Development. All rights reserved.